Printer-friendly versionPrinter-friendly version

Our FDIC-insured Savings Accounts are variable-rate interest-bearing accounts. Please select a product below for more information.

MyCash Savings

(for Ages 13 - 22)1

  • NO minimum balance to open the account
  • NO minimum balance to maintain the account
  • NO monthly service charge
  • Joint account with one or both parents, so minor can make deposits and withdrawals
  • Family Debit Card (re-loadable) allows parents to make money available at their discretion, plus monitor and even block transactions
  • Mobile Alerts allow tracking of your teen's debit card activity
  •  Ask a parent or guardian to bring you to any of our locations and see one of our friendly personal bankers. At account opening, child(ren) must be accompanied by a parent or guardian and present valid social security number(s).

MyCash Savings is an interest bearing account which uses the daily balance method to calculate interest. Interest will be compounded quarterly and credited to your account quarterly.

1 This account is intended for students aged 13-22.  The account may be automatically changed to a Statement Savings account when the age of the account holder is greater than 22 years.

 

Money Market Account

Our Money Market Account combines liquidity and convenience in a tiered variable-rate, interest-bearing account with limited check-writing privileges.

Features & Benefits

  • Must deposit $1,500 to open the account and maintain Minimum Daily Balance of only $1,500.00 to avoid a monthly service fee and to obtain the disclosed APY. $10.00 monthly service fee if requirement is not met.
  • Unlimited deposits and up to six preauthorized debits at no charge
  • Unlimited withdrawals when made in person or by ATM, mail or messenger at the bank
  • FREE On-line Banking and Telebank

 

Passbook Savings Account

  • No minimum balance to open the account
  • Minimum Daily Balance requirement of only $250.00 to avoid a $5.00 Quarterly fee.
  • You receive a personalized passbook which must be presented each time you make a deposit or withdrawal, where all of your transactions are recorded
  • Interest is compounded quarterly and paid quarterly

Transaction limitations: You may not make any transfers from this account to another account of yours  or to third parties by preauthorized, automatic, telephone transfer or similar order to third parties.
 

Statement Savings Account

  • No minimum balance to open the account
  • Minimum Daily Balance requirement of only $250.00 to avoid a $5.00 Quarterly fee.
  • Interest is compounded quarterly and paid quarterly
  • Statements conveniently combined with your monthly checking statement OR sent quarterly
  • Transfer funds as needed to your checking account with Telebank or FREE online banking1

1 Transaction limitations: Transfers from a Statement Savings account to another account or to a third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft or similar order to third parties are limited to six per month.  An excessive transaction fee applies for each item over transaction limits.  You may make unlimited ATM withdrawals, and unlimited withdrawals made in person at a teller window.

Junior Savers Club Account™

Our Junior Savers Club Account™ teaches children and young adults 18 and under the rewards of saving while making banking FUN!  This account may be opened with any amount, and there is in no minimum balance to maintain.

Features

  • NO minimum balance to open the account
  • NO minimum balance to maintain the account
  • NO monthly service charge

In addition to learning one of life's most valuable lessons, Junior Savers will receive:

  • A special bank book with identification as a Junior Savers Club member
  • Extra savings to be sure your account grows  
  • All regular account service charges are waived for Junior Savers 
  • A special Junior Saver Club bank to inspire daily at-home saving
  • Holiday goodies and fun activities for Junior Savers, including invites to special Junior Savers Club events and contests
  • Our exclusive "Trail Dollar" gift certificate program as a reward for saving your dollars and cents with us!

 

OUR TRAIL DOLLARS PARTNERS

Please click here to view a complete listing of our Trail Dollar partners.

Teaching kids how to save -- it's part of our commitment to keeping traditional community banking alive in our towns!

It's Easy To Open This Account

Ask a parent or guardian to bring you to any of our locations and see one of our friendly personal bankers. At account opening, child(ren) must be accompanied by a parent or guardian and present valid social security number(s).

Junior Savers Club Account is an interest bearing account which uses the daily balance method to calculate interest. Interest will be compounded quarterly and credited to your account quarterly.

Transaction Limitations: You may not make any transfers from this account to another account of yours or to third parties by preauthorized, automatic, or telephone transfer or similar order to third parties