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We offer enhanced and simple checking account solutions to choose from, each designed to suit your individual needs. Have access to your money on a daily basis for every day needs. Each account makes banking easier and includes:

  • A Large ATM network
  • Online Banking
  • E-statements
  • FinanceWorks, makes it easier to monitor your Cash-flow
  • TeleBanking

Traditional Checking

  • Initial deposit of $50 required to open
  • No limit to the number of checks that may be written per month and there are no charges per check written

See a Personal Banker for details.

MyCash Checking

For 16 to 18 year olds2

  • $50 minimum deposit to open
  • NO minimum balance to maintain
  • NO monthly service charge
  • Joint account with one or both parents, so minor can make deposits and withdrawals
  • FREE first order of checks printed with our logo
  • Family Access Card (re-loadable) allows parents to make money available at their discretion, plus monitor and even block transactions
  • Mobile Alerts allow tracking of your teen's debit card activity
  • At account opening, child must be accompanied by a parent or guardian and present valid social security number  
  • 3 FREE out-of-network ATM transactions per month1

Please see a Personal Banker for details.

* The MyCash Checking account is designed for young adults 16-18 years of age. To be eligible for this account, parent must establish or currently have a checking account relationship with Old Plank Trail Community Bank.  Please see a personal banker for more details.

1 The bank does not charge its customers a monthly card usage fee. No transaction charge at any ATM in the Allpoint, Money Pass or Sum surcharge-free networks. Other banks outside the network may impose ATM surcharges at their machines. Surcharge fees assessed by owners of other ATMs outside the network will be reimbursed up to a limit of 3 per month. Reimbursement does not include the 1% International Services fee charged by MasterCard® for certain foreign transactions conducted outside the continental United States.

2 This account is intended for students aged 16-18.  The account may be automatically changed to a College Checking account when the age of the account holder is greater than 18 years.

College Checking Account

We designed an account to help young adults handle their finances and provide peace of mind to parents.

Features and Benefits

  • FREE Checking Account with no minimum balance and no monthly fee1
  • NO ANNUAL FEE ATM or MasterCard debit card2
  • 3 FREE out-of-network ATM transactions per month3
  • NEW - our Family Card - a pre-paid debit card to help manage allowances and expenses
  • FREE imaged checks with CheckManager Plus®
  • FREE On-line Banking and Telebank
  • FREE Bill Pay
  • FREE Quicken and Microsoft Money download capabilities
  • Initial deposit of $50 required to open.
  • Intended for students age 18-23

See a Personal Banker for details.

 

1 Penalty fees, such as overdraft charges , and fees for special services may apply. ²Subject to age and other qualifications. See bank for details. 3The bank does not charge its customers a monthly card usage fee. No transaction charge at any ATM in the Allpoint, Money Pass or Sum surcharge-free networks. Other banks outside the network may impose ATM surcharges at their machines. Surcharge fees assessed by owners of other ATMs outside the network will be reimbursed up to a limit of 3 per month. Reimbursement does not include the 1% International Services fee charged by MasterCard® for certain foreign transactions conducted outside the continental United States.

PlatinumPreferred® Account

Our PlatinumPreferred Account® offers an attractive combination of products and services designed to meet the banking needs of those fifty and older.

Platinum Adventures®

Platinum Adventures® is our travel and activities club, created especially for customers age 50+.  Click here for more information.

Features and Benefits of the account

  • Interest bearing6 NOW checking with no minimum balance and no monthly fee1
  • FREE Specialty Gray Checks2
  • NO ANNUAL FEE debit card 
  • Free access to SUM and MoneyPass ATMs in the Chicagoland area3
  • FREE 3" x 5" safe deposit box for one year (or equivalent savings off a larger box)4
  • FREE traveler's checks, money orders and cashier's checks5
  • FREE imaged checks with CheckManager Plus®
  • FREE On-line Banking and Telebank
  • FREE Bill Pay
  • FREE Quicken and Microsoft Money download capabilities
  • Initial deposit of $50 required to open7.

Please see a Personal Banker for details.

Our Exclusive Platinum Trail Dollars Program - To Celebrate Senior Moments!

In addition to all the great benefits above, we offer "Trail Dollar" gift certificates as a unique reward to our account holders.  Please see a Personal Banker for details.  Trail Dollars can be redeemed with the following fine merchants:

Double Yolk Restaurant, 11400 Lincoln Highway, Mokena

Paradise Smoothie & Coffee, 1938 E. Lincoln Highway, New Lenox

Little Joe's Pizza & Restaurante, 1300 N. Cedar Road, New Lenox

Little Joe's Pizza & Restaurante, 7976 W. 167th Street, Tinley Park

*Redeem up to 3 Trail Dollars per purchase at the above locations

Watch for chances to win Trail Dollars during Platinum Adventures events and at other events throughout the year!

Overdraft protection also available.

1Penalty fees, such as overdraft charges, and fees for special services may apply. Minimum to open account is $50. 2Limitations apply on type of check and quantity ordered. 3No transaction charge at any of our affiliated ATMs. Other banks may impose ATM surcharges at their machines. 4Limited number of boxes available.  5Free travelers checks do not apply to the two signature American Express traveler's checks. 6Platinum Preferred Account is an interest bearing account which uses the daily balance method to calculate interest. Interest will be compounded monthly and credited to your account monthly. 7Must maintain a minimum daily balance of $1,000 in the account each day to obtain the disclosed annual percentage yield.