- Who We Are
- What We Offer
- Solutions for You
- Commercial & Institutional
When you're just starting out, defining your financial goals can be difficult, just like reaching them. Defining your goals can be a process and they may change over time. We want to help you begin your financial journey, set goals and achieve them, whatever they may be. Check out some of our solutions below that are just right for those just starting out.
See a Personal Banker for details.
Our Money Market Account combines liquidity and convenience in a tiered variable-rate, interest-bearing account with limited check-writing privileges.
Transaction limitations: You may not make any transfers from this account to another account of yours or to third parties by preauthorized, automatic, telephone transfer or similar order to third parties.
1 Transaction limitations: Transfers from a Statement Savings account to another account or to a third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft or similar order to third parties are limited to six per month. An excessive transaction fee applies for each item over transaction limits. You may make unlimited ATM withdrawals, and unlimited withdrawals made in person at a teller window.
We regularly offer a wide range of fixed-rate certificates of deposit, including the following terms
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Minimum balance to open a fixed-rate certificate of deposit is $1,000.
Interest rates vary depending on the term of the CD. Interest is calculated using the daily balance method. You may not make deposits into the account until the maturity date. Subject to early withdrawal penalties. See CD for our renewal policy and your options on how interest is calculated and paid.
Our Overdraft Protection Account allows you to cover the unexpected opportunity or the occasional overdraft.
• Fixed interest rates
• Flexible line amounts
• Requires credit approval
Call (708) 478-4447 for more information or talk to one of your friendly personal bankers at your nearest Wintrust Community bank
Please call (708) 478-4447 and talk to one of our friendly Personal Bankers for more information.