May 13, 2008

Deposit Rates

NOW Account, Money Market and Savings Rates

Rates As Of: May 2, 2008

Deposit Rates
Account Type From To Interest Rate APY

Platinum Preferred and Old Plank Trail NOW Accounts

 

Charity Master NOW Account

(Not-For-Profit Organizations only)

$0 $999 N/A N/A
$1,000 $9,999 0.25% 0.25%

$10,000 and up

 

$0

$1,500

$10,000

$25,000

$50,000

$100,000 and up




 

 

$1,499

$9,999

$24,999

$49,999

$99,999

0.60%

 

N/A

0.85%

1.29%

1.64%

2.03%

2.23%

0.60%

 

N/A

0.85%

1.30%

1.65%

2.05%

2.25%

Money Market

$1,000

 $1,499

0.25%

0.25%

$1,500 $9,999 1.05% 1.05%
$10,000 $24,999 1.69% 1.70%
$25,000 $49,999 2.27% 2.29%
$50,000 $99,999 2.96% 3.00%
$100,000 and up   3.25% 3.30%




Junior Savers Club Account $1 and up   0.45% 0.45%
Savings Account $250 and up   0.40%

0.40%






Interest Rates and Annual Percentage Yields (A.P.Y.) on the aforementioned products are subject to change. Fees may reduce earnings.

Fixed Rate Certificates of Deposit

Rates As Of:  May 2, 2008

Regular Rate
Term Minimum Deposit
Interest Rate APY
3 Months $1,000   1.83% 1.85%
6 Months $1,000   2.33% 2.35%
12 Months $1,000   3.06% 3.10%
18 Months $1,000   3.25% 3.30%
24 Months $1,000   3.49% 3.55%
30 Months $1,000   3.59% 3.65%
36 Months $1,000   3.78% 3.85%
48 Months $1,000   3.78% 3.85%
60 Months $1,000   3.78% 3.85%
Founder's Rate
Term Minimum Deposit
Interest Rate APY
3 Months $1,000   1.95% 1.97%
6 Months $1,000   2.45% 2.48%
12 Months $1,000   3.18% 3.23%
18 Months $1,000   3.38% 3.43%
24 Months $1,000   3.52% 3.58%
30 Months $1,000   3.72% 3.78%
36 Months $1,000   3.91% 3.98%
48 Months $1,000   3.91% 3.98%
60 Months $1,000   3.91%

3.98%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

   

 







A penalty will be imposed for withdrawal of deposited funds prior to the maturity date. Rates are subject to change. For further information regarding interest rates or product information, please contact a Personal Banker at (815)485-0001.

Member FDIC