Loan Rates
Rates Accurate as of: February 17, 2010
Home Equity Line of Credit* |
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| Term | From | To | Interest Rate¹ | APR |
| Seven (7) years | $5,000 | $49,999 | Prime plus 1.00% | 4.75%* |
| $50,000 | $99,999 | Prime plus .75% | 4.75%* | |
| $100,000+ | Prime plus .50% | 4.75%* | ||
*The maximum APR for all credits is 20%. The minimum APR is 4.75%. The Annual Percentage Rate (APR) is a variable rate based on the highest Prime Rate in the Money Rates section of the Wall Street Journal (the "WSJ Prime"). ¹Above rates reflect a monthly payment automatically debited from your Old Plank Trail Community Bank checking account.
Consult your tax advisor about the deductibility of interest. Purchase of property insurance is required. Offer applies to line secured by owner-occupied, one to four family residences located in the state of Illinois. Applicants must meet underwriting guidelines. Loan to value up to 80%.
Wall Street Journal Prime Rate
3.25%
Other Loans
Auto, Boat, RV, Construction, Overdraft Protection
Please click here to download an application, or call us at 708-478-4447 for information and rates on these products.
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