The choice of investments for your retirement funds is never easy. The funds you have saved for your retirement deserve special attention. How much you save and the returns on those funds may be the difference between being able to have the lifestyle you want during retirement or being forced to accept something less. We have many options for your money and want to help you manage your money in the best way possible. This time in your life may be the most enjoyable and relaxing. We want to help you enjoy the ride.
Our PlatinumPreferred Account® offers an attractive combination of products and services designed to meet the banking needs of those fifty and older.
Platinum Adventures® is our travel and activities club, created especially for customers age 50+. Click here for more information.
Features and Benefits of the account
- Interest bearing NOW checking with no minimum balance and no monthly fee1
- FREE Specialty Gray Checks2
- NO ANNUAL FEE debit card
- Free access to SUM and MoneyPass ATMs in the Chicagoland area3
- FREE 3" x 5" safe deposit box for one year (or equivalent savings off a larger box)4
- FREE traveler's checks, money orders and cashier's checks5
- FREE imaged checks with CheckManager Plus®
- FREE On-line Banking and Telebank
- FREE Bill Pay
- FREE Quicken and Microsoft Money download capabilities
- Initial deposit of $50 required to open.
Please see a Personal Banker for details.
Our Exclusive Platinum Trail Dollars Program - To Celebrate Senior Moments!
In addition to all the great benefits above, we offer "Trail Dollar" gift certificates as a unique reward to our account holders. Please see a Personal Banker for details. Trail Dollars can be redeemed with the following fine merchants:
Double Yolk Restaurant, 11400 Lincoln Highway, Mokena
Paradise Smoothie & Coffee, 1938 E. Lincoln Highway, New Lenox
Little Joe's Pizza & Restaurante, 1300 N. Cedar Road, New Lenox
Little Joe's Pizza & Restaurante, 7976 W. 167th Street, Tinley Park
*Redeem up to 3 Trail Dollars per purchase at the above locations
Watch for chances to win Trail Dollars during Platinum Adventures events and at other events throughout the year!
Our SimpleSwitch® system makes switching your bank accounts, direct deposit and automatic bill payment very simple. Fill out and submit this application form or come see one of our friendly personal bankers. Overdraft protection also available.
1Penalty fees, such as overdraft charges, and fees for special services may apply. Minimum to open account is $100. 2Limitations apply on type of check and quantity ordered. 3No transaction charge at any of our affiliated ATMs. Other banks may impose ATM surcharges at their machines. 4Limited number of boxes available. 5Free travelers checks do not apply to the two signature American Express traveler's checks.
Platinum Adventures® Club
Platinum Adventures® is our exclusive travel and activities club for customers aged 50+. Platinum Adventures® provides great opportunities to meet new people, make new friends and enjoy activities such as:
- Day trips to interesting sights in Chicago and neighboring communities
- Seminars and demonstrations on interesting and important topics
- Extended travel to U.S. and foreign destinations (upcoming trips include South Dakota, Russia, and Tanzania!)
It's easy and FREE to join! If you are at least 50 years of age with $5,000 in deposits and have an active1 Platinum Preferred® checking account, you are eligible! Your only expense is the cost of events and trips you attend.
2013 Upcoming Events
Click here to see our current flyer, or call Judy Filippo, our Platinum Adventures® coordinator, at 815-464-6888 for information and to make reservations for our trips. To receive the newsletter via email, please contact Judy Filippo and give her your email address!
2013 Extended Trips
August 6-8, 2013 - Summertime Mini-Mystery Tour
Get ready for the most creative, fun trip ever - the Summertime Mini-Mystery Tour - where participants don't know where they are going from one event to another. Not only are you visiting interesting places, but you're doing so amidst a special theme complete with witty clues, giveaways, games, costumed tour directors, unique entertainment and festive activities. This tour is of the first class quality you've come to expect from and trust in American Classic Tours, Inc. Excellent dining, deluxe hotel accommodations, fascinating attractions, fine services of a professional American Classic tour director, and all the added themed mystery extras make this tour a great value. When you travel on an American Classic Mini-Mystery Tour, you become a member of the American Classic Mystery Club & you'll receive a special commemorative gift! Please call Judy Filippo at 815-464-6888 for more details.
September 9-16, 2013 - Nova Scotia by the Sea
Join us for the trip of a lifetime to Nova Scotia which in Jacobean Latin means “New Scotland.” The unspoiled beauty of Cape Breton Island resembles the highland country of Scotland. Travel along one of the most beautiful drives in the world - The Cabot Trail – to view the dramatic coastline where the mountains meet the sea. Nova Scotia is a rich blend of Scottish, English, Irish and Acadian traditions. It is the Land of Evangeline, made famous by Longfellow’s poem. Craggy shorelines, authentic fishing villages, expansive apple orchards, historic forts, placid lakes, charming Lunenburg, Peggy’s Cove Lighthouse and bustling Halifax – this is Nova Scotia and so much more! With endless miles of ocean shorelines and crashing surf, vast forestlands, and stunning mountain vistas, it seems as if life here has not changed in hundreds of years. Come to the edge of the continent…and to the edge of civilization…Nova Scotia by the Sea. Please call Judy Filippo at 815-464-6888 for more details.
October 8-10, 2013 - Cranberry Autumn Harvest in Wisconsin
From the Thanksgiving feast to breads, sauces, coffees and teas, cranberries are one versatile fruit. Experience the annual autumn harvest of one of America’s native berries – the cranberry. See cranberry marshes ablaze in shades of scarlet with colorful fall foliage all around. Highlights of this trip include: guided tour of the cranberry marshes; Cranberry Discovery Museum; 2 nights hotel accommodations at the Cranberry Country Lodge of Tomah, WI; International Crane Foundation to see 15 different species of crane birds; guided tour of Amish countryside with its scenic hills, valleys and shopping stops; a Wisconsin cheesery; a narrated fall foliage luncheon cruise along the majestic bluffs of the Mississippi River near La Crosse; and so much more! Freshly harvested cranberries available for purchase. Come join us on this beautiful autumn getaway to Cranberry Country – you’ll be “berry” glad you did! Please call Judy Filippo at 815-464-6888 for more details.
November 2013, 4 Days - Nashville Country Christmas at the Opryland Hotel
Get in the holiday spirit as we visit the Music City-Nashville, Tennessee! A major highlight of this trip is a three night stay at the Opryland Hotel. Each year Opryland creates a glittering holiday extravaganza sparkling with the brilliance of millions of lights. Nine acres of indoor gardens are lavishly decorated with amazing holiday displays-you need to see it to believe it! There’s even the Delta River Flatboat which cruises down a scenic river inside the hotel! This trip will feature a guided tour of Nashville highlighting Music Row Recording Studios Area, homes of Country & Western Music stars, the Parthenon, Ryman Auditorium, the new Country Music Hall of Fame and more. Enjoy great entertainment: Grand Ole Opry Show, Radio City Music Hall Christmas Spectacular starring the famous Rockettes, Opryland Hotel’s Dinner Party Show, and the General Jackson Showboat. Other events include the Opryland Hotel’s Treasures for the Holidays Craft Fair and the exciting Fantasy in Ice which is an incredible exhibit of carvings out of one million pounds of ice! Take some time out to experience the joy of the Christmas season on this festive American Classic Tour to Nashville!
Get HALF OFF Your Next Platinum Adventures® Day Trip!
Meet with one of our Financial Advisors for a free Comprehensive Financial Review* from Wintrust Wealth Management, and receive half off your next Platinum Adventures day trip!1 Call Karen Kilinskis at 708-326-2572 for your appointment today!
*Financial Review by appointment only, courtesy of Wintrust Wealth Management. Securities and insurance offered through Wayne Hummer Investments (Member FINRA/SIPC). Trust and Asset Management services offered by The Chicago Trust Company, N.A. and Great Lakes Advisors, LLC, respectively. Investment products such as stocks, bonds, and mutual funds are not insured by the FDCI or any federal government agency, not bank guaranteed or a bank deposit, and may lose value.
1. Offer valid for all Old Plank Trail Community Bank sponsored Platinum Adventures day trips. Discount not to exceed $30. Must be a new trip for which you have NOT yet registered. Offer expires 12/31/2013. ©2013 Old Plank Trail Community Bank, N.A.
Platinum Adventures® Refer-a-Friend Program
We encourage members to bring a guest along on our trips. If your guest joins Platinum Adventures® and opens a Platinum Preferred® Account, you get a $50 credit to your account2, and your friend gets a $50 credit to their new account!³
1Club membership requires Platinum Preferred® Checking Account and $5,000 in deposits. Customers must be 50 years of age or older to open this account. An active checking account consists of at least one of the following: direct deposit, online bill pay, or five (5) or more third party transactions per month. Fees may reduce earnings. Minimum to open checking account is $100. 2This offer may be withdrawn at any time. $50 credits will be deposited 30 days after account opening. Other restrictions may apply, see a Personal Banker for more information. ³The Platinum Preferred® Checking Account is interest bearing with rates subject to change at the bank's discretion. Fees may reduce earnings. The Annual Percentage Yield (APY) is 0.05% and is accurate as of 3/4/2013. This account requires an initial deposit of $100 to open and a minimum daily balance of $1,000 is required to earn interest. Fees such as overdraft charges and fees for special services may apply. New customer $50 credit is considered income and subject to 1099 reporting. Please see a Personal Banker for complete details.
Fixed Rate Certificates of Deposit
We regularly offer a wide range of fixed-rate certificates of deposit, including the following terms
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Minimum balance to open a fixed-rate certificate of deposit is $1,000.