Savings Accounts
Our FDIC-insured Savings Accounts are variable-rate interest-bearing accounts:
- Statement Savings Account
- Passbook Savings Account
- Junior Savers Club® Account
- MyCash Savings Account
Statement Savings Account—Features & Benefits
- No minimum balance to open the account
- Minimum Daily Balance requirement of only $250
- Interest is compounded and paid quarterly
- Statements conveniently combined with your monthly checking statement OR sent quarterly
- Transfer funds as needed to your checking account with Telebank or FREE online banking
- Savings transfer overdraft protection at only $5.00 per transfer
- Check out our Savings Deposit Rates
Passbook Savings Account—Features & Benefits
- No minimum balance to open the account
- Minimum Daily Balance requirement of only $250
- You receive a personalized passbook which must be presented each time you make a deposit or withdrawal, where all of your transactions are recorded
- Interest is compounded and paid quarterly
- Check out our Savings Deposit Rates
Junior Savers Club® Account—Features & Benefits
The Junior Savers Account is a Savings Account designed to teach children and young adults ages 0 to 18 the rewards of saving. The benefits of a Junior Savers Club Account are:
- NO minimum balance to open the account
- NO minimum balance to maintain the account
- NO monthly service charge
- A free savings bank to remind kids that it pays to save every little bit!
- Our exclusive "Trail Dollars" gift certificate each time the account balance exceeds its previous high balance by $100
- Junior Savers get other fun benefits like newsletters and special Saturday events
- Ask a parent or guardian to bring you to any of our locations and see one of our friendly personal bankers. At account opening, child(ren) must be accompanied by a parent or guardian and present valid social security number(s).
- Check out our Junior Savers Deposit Rates
Learn more about our Junior Savers special events.
MyCash Savings Account for Ages 13 and Up
- NO minimum balance to open the account
- NO minimum balance to maintain the account
- NO monthly service charge
- Joint account with one or both parents, so minor can make deposits and withdrawals
- Family Debit Card (re-loadable) allows parents to make money available at their discretion, plus monitor and even block transactions
- Mobile Alerts allow tracking of your teen's debit card activity
- Ask a parent or guardian to bring you to any of our locations and see one of our friendly personal bankers. At account opening, child(ren) must be accompanied by a parent or guardian and present valid social security number(s).
It's Easy To Open These Accounts
Our SimpleSwitch® system makes switching your bank accounts, direct deposit and automatic bill payment very simple. Fill out and submit this application form or come see one of our friendly personal bankers.



