Checking and NOW Accounts

We offer many kinds of personal Checking and NOW Accounts.

Non-interest bearing checking accounts:

Interest bearing NOW accounts: 

Checking Accounts—Features and Benefits

All checking accounts offer

Traditional Checking

  • May be opened with an initial deposit of $100.00
  • There is a daily minimum or average daily balance requirement to avoid a monthly service charge
  • No limit to the number of checks that may be written per month and there are no charges per check written

Economy Checking

  • May be opened with an initial deposit of $100.00
  • There is no monthly minimum balance to be maintained
  • No per item charge for the first ten withdrawals (i.e. either by check, ATM transaction, internal transfers or wire transfers) in any month.
  • Withdrawals in excess of 10 per month will be subject to a per transaction charge

College Checking

  • May be opened with an initial deposit of $100.00
  • There is no monthly minimum balance to be maintained
  • No limit to the number of checks that may be written per month and there are no charges per check written
  • More details

NOW Accounts—Features and Benefits 

Our SimpleSwitch® system makes switching your bank accounts, direct deposit and automatic bill payment very simple. Fill out and submit this application form or come see one of our friendly personal bankers. Overdraft protection also available.

Old Plank Trail NOW Account™

  • An interest-bearing checking account
  • May be opened with an initial deposit of $100.00
  • No minimum balance and no monthly fee1
  • First order of specialty imprinted checks free2
  • No limit to the number of checks that may be written per month
  • No charges per check written
  • Free 3 x 5 safe deposit box for one year (or equivalent savings off a larger box)3
  • More details

Platinum Preferred NOW Account®

  • Totally free interest bearing checking
  • No daily minimum balance and no monthly fee1
  • First order of specialty imprinted checks free2
  • No limit to the number of checks that may be written per month
  • No charges per check written
  • No annual fee ATM or VISA debit card
  • Free 3 x 5 safe deposit box for one year (or equivalent savings off a larger box)3  
  • More details

Easy To Open These Accounts

Our SimpleSwitch® system makes switching your bank accounts, direct deposit and automatic bill payment very simple. Fill out and submit this application form or come see one of our friendly personal bankers. Overdraft protection also available.

Learn more about protecting your Checking Account

 

Click here for more information.

 

1 Penalty fees, such as overdraft charges, and fees for special services may apply. 2 Limitations apply on type of check and quantity ordered. 3 Limited number of boxes available. 4 Excludes CD Special Rates