Consumer Credit Card Pricing

 

 

 

 

Visa Preferred Points Card

Visa Low Rate Card

 

Features

Low Introductory Rate and a Low Index rate after the first six billing cycles

Earn 1 point for each dollar spent up to 10,000 points per month

Redeem for cash back, travel, merchandise and retail gift cards

Low Introductory Rate and a Low Index rate after the first six billing cycles

Annual Fee

No Annual Fee

No Annual Fee

Annual Percentage Rate (APR) for Purchases

2.9%* for the first six billing cycles,

then:

Index +8.9% **

Index +4.9% **

 

Grace Period

25 days for purchases.  No grace period for cash advances.

Other Fees
  • Cash advance fee: 2%, $2 minimum

     

  • Late Payment fee: $29 Over-Limit fee: $29

     

  • NSF fee: $29  Pay-by-Phone $10

     

This information is accurate as of 03/01/2009 and may change. To find out what may have changed call us at 800-367-7576.  **The Index Rate used to determine your APR is a variable rate that is adjusted on the 25th day of each month based on the National Prime Rate published in The Wall Street Journal. (currently 3.25%) but with a minimum Index of not less that 5.00%.